The Buying Process
What's the first step in buying a home?
The first step in the home buying process is to meet with a real estate agent. I’ll help you clarify your goals, explain the process, and connect you with a trusted lender if you haven’t already secured pre-approval. So, let's connect!
How long does it usually take to buy a house from start to finish?
Do I need a real estate agent to buy a home?
What happens once I make an offer on a house?
What's an earnest money deposit and how does it work?
What's included in a home inspection and who pays for it?
What are contengencies and how do they protect me?
Financing & Lending
How much do I need for a down payment?
It depends on the type of loan you choose and credit worthiness. Conventional loans allow as little as 3% down, FHA minimum down is 3.5%, and VA or USDA loans may even offer zero down. A larger down payment can lower your monthly payment, but it’s not always required. I’ll help you get connected with trusted local lenders who can show you what options best fit your goals. Let's connect!
What's the difference between pre-qualification and pre-approval?
Can I get financing for my new home while I'm waiting for my current home to sell?
Should I shop around with more than one lender?
What's included in my monthly mortgage payment?
Are there programs for first-time homebuyers?
The Omaha Area Market
Is now a good time to buy a home?
The “right time” depends on your personal goals and financial readiness more than trying to time the market. That said, understanding current trends—like inventory levels, interest rates, and pricing—can help you make the smartest move when you’re ready. Stay informed with the Omaha Metro Market Snapshot and then let's connect so we can chat about your unique situation.
Is it a buyer's market or a seller's market right now?
How do interest rates affect buying a home?
Are home prices in the Omaha area going up or down?
What communities make up the Omaha Metro?
Ownership & Beyond
What costs should I budget for after I buy a home?
Owning a home means more than just your mortgage payment. You’ll want to budget for property taxes and homeowners insurance (if not escrowed), utilities, and regular maintenance such as HVAC servicing and exterior painting and caulking. Setting aside funds for unexpected repairs—like a new hot water heater or roof repair—will give you peace of mind.
Do I need homeowner's insurance?
How often should I plan for home maintenance?
What's the benefit of building equity in my home?
Who should I call if I have questions after closing?
Have a question that's not answered above?
REALTOR® | License ID: 20230119